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An all-in-one solution to automate your lending & deposit operations 

JMR Lending & Deposit System is a comprehensive solution that allows you to simplify and streamline your lending and deposit operations. Designed by industry experts, our lending and deposit solution is an agile and intuitive solution that automates the entire lending and deposit life cycle – from customer enrichment, loan origination to disbursements, loan servicing & delinquency management, deposits origination and management.

This solution reduces time-to-market for new financial products and enables users to create unlimited workflows, policy rules, scoring models without customizations to cater to fast growing changes in business processes and regulatory changes. The system comes integrated with a communication engine that ensures constant customer communication at every stage of the life cycle of loans and deposits.

Modules in the Lending & Deposits Solution

The Collateral and Document Management modules of the solution ensure seamless flow of data between to manage loans and deposits processing efficiently. Additionally, the system facilitates advanced risk assessment of accounts and makes necessary provisions based on regulatory norms.

This solution can be deployed in premises or on cloud and offers flexibility to customers for accessing from anywhere, anytime using any device with minimal network connectivity.

Loan origination module helps to automate the processes from the first stage of application input till the final stage of loan approval. System is built to automate processes for both Retail and Corporate acquisition modes.

Lending module allows easy and efficient tracking of payments and disbursements, thereby reducing turnaround time. It allows unlimited processing of loan information with accurate and rapid output. This module comes with customizable lending features to suite various dynamic business processes.

Our versatile solution also has modules that streamline Leasing, Deposit and Collection processes of a financial institution.

Key features

  • Process oriented execution
  • Dashboards
  • Omni-channel
  • Reports
  • Workflow
  • Document management
  • Financial ratios for corporate
  • Limits and collaterals
  • Centralized multi-lingual and multi-currency solution
  • Integrated credit risk rating module
  • Statutory and compliance reporting
  • Multiple deployment modes – on premise and on cloud
  • Access using any device – desktops, laptops, mobiles and tablets

Key benefits

  • Optimize hardware infrastructure and technology cost
  • Quicker and better return on IT investment
  • Accessibility from anywhere, anytime using any device
  • Enhanced data security ensuring confidentiality, integrity and availability
  • Better productivity, process efficiency, with capability for handling large transaction volumes and automation
  • Comprehensive & improved management visibility through wide range of reporting & analytical tools
  • Increased flexibility with work based tools

 

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