Profitto Suite for Savings & Loans

JMR best-of-breed offering, the Profitto Suite gives Savings & Loans companies of every size access to a very robust, scalable and agile solution. This Suite can also be deployed in the Cloud for easy access and is not only customizable, many functionalities are pre-configured. This flexible and integrated solution meets all aspects of loan life-cycle management, lead management, loan origination, lending, loan collections, deposits and reporting requirements.

Profitto’s Key Features

Customer Group Formation

Flexible to adopt any microfinance model such as Self Help Groups (SHG), Rural Banks, Cooperatives, Joint Liability Groups (JLG), etc.

Products & Schemes

Product management module which ensures quick and on the fly setup of products and schemes

Credit & Account Origination

Configurable Credit & Account Origination module to replicate any Credit & Account Appraisal Process followed by institutions

Deposits, Loans & Collections

  • Deposits, Disbursements & Repayments from/to Groups or individuals within the group
  • Track and monitor possible defaults based on bank and regulatory standards

General Ledger

Seamlessly integrated GL module to ensure accounting entries are in compliance with local, regional and global standards

Analytics & Reporting

The solution comes pre-integrated with a configurable dashboarding and reporting module with dashboards and reports for various roles of the institution, such as, Branch Managers, Relationship Managers, Retail Heads, Corporate Heads, CFO, CRO, CEO, etc.

General Features

Channel Independent

  • The solution is web-based and it caters to a wide spectrum of micro-finance operations
  • Customers, back office and field users can access the solution using Desktop, Laptop, Tablet and other hand held devices

Deployment Models

The solution is available on-cloud and on-premises


Integration with hand held devices to support Agency Banking activities

Remote Access

Support for online & offline transaction processing

Solution for Savings & loans

If you need more information or if you are not able to find what you need

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