JMR INFOTECH LOGO

Profitto Suite for Credit Co-operatives

JMR best-of-breed solution, the Profitto Suite gives Credit Co-operatives of every size, access, including via the Cloud, to a highly scalable, robust and agile solution with customizable and pre-configured functionality. This integrated solution is highly flexible and meet all aspects of loan life-cycle management, lead management, loan origination, lending, loan collections, deposits and reporting requirements.

Key Features

Customer Management

  • Capture and store detailed customer (retail, SME and employees) information through multiple channels
  • Carry out KYC (Know Your Customer) compliance and capture mandatory KYC documents

Credit Rating & Scoring

  • Easy integration with CB (Credit Bureau) to extract Credit History
  • Easily configurable scorecards from user interface based on business dynamics

Document & Collateral Management

  • A complete document management solution for Document Attachment, Document Archival, Document Release and Document Maintenance
  • Customizable Collateral Allocation which aids single collateral pool allocation to multiple accounts and multiple collateral pool allocation to single account

Credit & Account Origination:

Configurable Credit & Account Origination module to replicate any Credit & Account Appraisal Process followed by institutions

Deposits, Loans & Collections

  • Deposits, Disbursements & Repayments from/to Groups or individuals within the group
  • Track and monitor possible defaults based on bank and regulatory standards

General Ledger:

Seamlessly integrated GL module to ensure accounting entries are in compliance with local, regional and global standards

Analytics & Reporting:

The solution comes pre-integrated with a configurable dash boarding and reporting module with dashboards and reports for various roles of the institution, such as, Branch Managers, Relationship Managers, Retail Heads, Corporate Heads, CFO, CRO, CEO, etc.

General Features

Channel Independent

  • The solution is web based and it caters to a wide spectrum of micro-finance operations
  • Customers, back office and field users can access the solution using Desktop, Laptop, Tablet and other hand held devices

Deployment Models:

The solution is available on-cloud and on-premises

Mobility:

Integration with hand held devices to support Agency Banking activities

Remote Access:

Support for online & offline transaction processing

Solution for Credit Co-operatives Brochure

If you need more information or if you are not able to find what you need

Talk to us

Leading
Technology Partners

  • Cisco Logo
  • Estuate logo
  • Latest
    Case Studies

    The Client is one of the largest private banks in Myanmar. The Bank was established on 21 August 1992 with the permission ...

    View Case Study
    View All Case Study

    Testimonial

    • “Tangible Business Results” Mokhtar Eshili, Chairman, Aman Bank

      “We chose JMR Infotech because of their excellent engagement model. When they say extended arm they literally make it happen. Excellent customer service, faster turnaround times, high quality deliverables at an extremely reasonable cost. It ...

    • “Excellent Service & Domain Expertise” – Carlpeter Ngunuh, Manager of Business Application – IT, Family Bank, Kenya

      They did quite an excellent job and had the expertise required to bring the system up and running in a very short time. In terms of consultancy they are very good as you can engage ...

    • “Quality leadership” – George Demetriades, Ex IT Manager Alpha Bank

      JMR Infotech has got an excellent leadership which provides them with the required impetus to excel and improve their service.

    • “Business & Technology Expertise” – Umar El Farouk, CIO, GCB Ghana

      I want to extend our sincere thanks for all the support given us from conception to delivery of the Oracle FCUBS and FCDB applications. The upgrade and migration has been a journey that has tested ...

    Other Offerings From JMR

    Whitepaper

    Rapid Accounting Transformation with Oracle Financials Accounting Hub

    The customer is one of the most popular bank in Vietnam. It provides banking services and products to retail and ...

    Strategic Analysis of Indian Life Insurance Industry – by Parthasarathy Srinivasan

    IT has been more than a decade since the insurance industry opened up in India; there are 23 i private Life ...

    View more whitepapers

    Blog

    Retail Banking: Where are we Going? 3 October 2017

    The way banks responds to customer requirement, growth, efficiency and regulation, are inseparably linked. Banks are constantly trying to enhance their services so that customer’...

    View all blog
    Share Social Media