Profitto Suite for Credit Unions

JMR best-of-breed offering Profitto Suite gives Credit Unions of every size, access, including via the Cloud, to a highly scalable, robust and agile solution with customizable and pre-configured functionality. This integrated solution is highly flexible and meet all aspects of loan life-cycle management, lead management, loan origination, lending, loan collections, deposits and reporting requirements.

Key Features

Customer Management

  • Capture and store detailed customer (retail, SME and employees) information through multiple channels
  • Carry out KYC (Know Your Customer) compliance and capture mandatory KYC documents

Credit Rating & Scoring

  • Easy Integration with CB (Credit Bureau) to extract Credit History
  • Easily configurable scorecards from user interface based on business dynamics

Document & Collateral Management

  • A complete document management solution for Document Attachment, Document Archival, Document Release and Document Maintenance
  • Customizable Collateral Allocation which aids single collateral pool allocation to multiple accounts and multiple collateral pool allocation to single account

Credit & Account Origination:

Configurable Credit & Account Origination module to replicate any Credit & Account Appraisal Process followed by institutions

Deposits, Loans & Collections

  • Deposits, Disbursements & Repayments from/to Groups or individuals within the group
  • Track and monitor possible defaults based on bank and regulatory standards

General Ledger:

Seamlessly integrated GL module to ensure accounting entries in compliance with local, regional and global standards

Analytics & Reporting:

The solution comes pre-integrated with a configurable dashboarding and reporting module with dashboards and reports for various roles of the institution, such as, Branch Managers, Relationship Managers, Retail Heads, Corporate Heads, CFO, CRO, CEO, etc.

General Features

Channel Independent

  • The solution is web based and it caters to a wide spectrum of micro-finance operations
  • Customers, back office and field users can access the solution using Desktop, Laptop, Tablet and other hand held devices

Deployment Models:

The solution is available on-cloud and on-premises


Integration with hand held devices to support Agency Banking activities

Remote Access:

Support for online & offline transaction processing

Solution for Credit Unions Brochure

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