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Profitto Suite for Lending Institutions

Profitto Suite is a comprehensive solution that allows you to simplify and streamline your lending and disbursement operations. Designed using deep consumer insight gained from 150+ customers globally, Profitto is an agile and intuitive solution that automates the entire lending life cycle – from customer enrichment, loan origination to disbursements, loan servicing & delinquency management. This solution reduces time-to-market for new financial products and enables users to create unlimited workflows, policy rules, scoring models without customizations to cater to fast growing changes in business processes and regulatory changes.

The system comes integrated with a communication engine that ensures constant customer communication at every stage of the life cycle of loans. The Collateral and Document Management modules of the solution ensure seamless flow of data between to manage loans and deposits processing efficiently. Additionally, the system facilitates advanced risk assessment of accounts and makes necessary provisions based on regulatory norms. This solution can be deployed in premises or on cloud and offers flexibility to customers for accessing from anywhere, anytime using any device with minimal network connectivity.

Loan Origination Module helps to automate the processes from the first stage of application input till the final stage of loan approval. System is built to automate processes for both Retail and Corporate acquisition modes.

Lending Module allows easy and efficient tracking of payments and disbursements, thereby reducing turnaround time. It allows unlimited processing of loan information with accurate and rapid output. This module comes with configurable lending features to suite various dynamic business processes.

Key Features

  • Omni-channel
  • Centralized multi-lingual and multi-currency solution
  • Integrated credit risk rating module
  • Financial ratios for Corporates and SMEs
  • Limits & Collateral’s
  • Document Management
  • Workflow Management
  • Reports & Dashboards
  • Available on-premise and on-cloud
  • Access using any device – desktops, laptops, mobiles and tablets

Key Benefits

  • Increased flexibility with work based tools
  • Optimize hardware infrastructure and technology cost
  • Quicker and better return on IT investment
  • Designed on SOA (Service Oriented Architecture) enabling easy integration with other internal and external applications
  • Enhanced data security ensuring confidentiality, integrity and availability
  • Better productivity, process efficiency, with capability for handling large transaction volumes and automation
  • Comprehensive & improved management visibility through wide range of reporting & analytical tools
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