Solution for Savings & Loans

Profitto Suite for Savings & Loans

JMR best-of-breed offering Profitto Suite gives Savings & Loans Companies of every size, access, including via the Cloud, to a highly scalable, robust and agile solution with customizable and pre-configured functionality. This integrated solution is highly flexible and meet all aspects of loan life-cycle management, lead management, loan origination, lending, loan collections, deposits and reporting requirements.

Key Features

Customer Group Formation:

Flexible to adopt any microfinance model, such as, Self Help Groups (SHG), Rural Banks, Cooperatives, Joint Liability Groups (JLG), etc.

Products & Schemes:

Product management module which ensures quick and on the fly setup of products and schemes

Credit & Account Origination:

Configurable Credit & Account Origination module to replicate any Credit & Account Appraisal Process followed by institutions

Deposits, Loans & Collections

• Deposits, Disbursements & Repayments from/to Groups or individuals within the group
• Track and monitor possible defaults based on bank and regulatory standards

General Ledger:

Seamlessly integrated GL module to ensure accounting entries are in compliance with local, regional and global standards

Analytics & Reporting:

The solution comes pre-integrated with a configurable dashboarding and reporting module with dashboards and reports for various roles of the institution, such as, Branch Managers, Relationship Managers, Retail Heads, Corporate Heads, CFO, CRO, CEO, etc.

General Features

Channel Independent

• The solution is web based and it caters to a wide spectrum of micro-finance operations
• Customers, back office and field users can access the solution using Desktop, Laptop, Tablet and other hand held devices

Deployment Models:

The solution is available on-cloud and on-premises

Mobility:

Integration with hand held devices to support Agency Banking activities

Remote Access:

Support for online & offline transaction processing